Traditionally insurance has operated on a one-size-fits-all model, even in the dynamic world of shared mobility. Premiums have been calculated using general statistics data without considering fleet or asset-specific usage behaviour.

Adaptive Insurance: Smarter, Fairer, Built for Fleets. Traditional fleet insurance is rigid. Fixed premiums mean you pay the same whether vehicles are on the road or parked for days. That’s wasted spend. Add piles of paperwork and slow claims, and it becomes a drag on your business.

Sustainability is no longer optional for mobility platforms. It's the competitive edge. Discover how data-driven technology and adaptive insurance help platforms scale sustainably and profitably.

2025 has brought significant price increases to fleet car insurance, driven by several critical factors. Innovations in smart data management and automation are transforming how fleets are insured and managed. By analyzing factors such as driving behavior and vehicle usage, Cachet ensures that you pay a fair price—no more, no less. That's smart insurance for modern fleets.