Control Risk. Prevent Loss.
Adaptive insurance solutions that bring more flexibility, personalisation, and control to digital platforms and their users.
Why choose cachet?
One Insurance Platform
Enabling Risk Control
Whether you operate in micromobility, support gig work, or run car-sharing services, Cachet adapts insurance around your operations. Giving you the insights and control you need to prevent losses ahead of time.
Everything you need to turn insurance into a competitive edge.
Adaptive Insurance
Usage-based insurance focuses on pricing linked to usage. Adaptive insurance builds on that by using technology, analytics, and automation to manage risk continuously. Predicting and preventing negative outcomes at scale.
Control Risk
Risk management focuses on identifying and mitigating threats. Cachet’s Risk Control goes further by using data collection, predictive modelling, and behavioral analytics to act preemptively. Spotting risk factors and hotspots before incidents occur.
Prevent Loss
Leave claims management behind. Start actively avoiding them with Cachet's Preventative Toolkit. Personalised recommendations and integrated tools that enable real-time intervention. Changing outcomes before incidents escalate.
Effortlessly Integrated
Whatever your insurance need, Cachet fits right in. Our technology supports everything from policy distribution to localisation, reporting, and claims management — all in one unified system.
Anywhere in Europe
Whether you're adapting to local regulation or expanding regionally, Cachet simplifies the scaling process. Today, we're supporting digital platforms in 16 countries — from Tallinn to Milan and everywhere in between.
Don’t Manage Risk. Control it.
Risk Hotspots
Location & Time Analysis
High traffic volume and peak activity times overlap to sharply increase exposure.
Proactively reroute or slow your vehicles.
Behavioural Risk Indicators
Driver Conduct Scoring
A driver ‘s unique behaviour in traffic is tracked and analyse, resulting in a score.
Focus on driver coaching, real-time feedback, and temporary restrictions.
60M+
Trips Covered
50 000+
Tasks Handled
250 000+
Vehicles & People Insured
50+
Platform Partners
with adaptive insurance?
For smart operators
Insurance Adapted to The Platform Lifestyle
We bridge the divide between the platform economy and insurance, using smart data and technology to reduce inequities and build trust.
with adaptive insurance?